date,spreturn 01JUL1996,-0.0444405 01AUG1996,0.02192753 01SEP1996,0.05603521 01OCT1996,0.02679825 01NOV1996,0.07645531 01DEC1996,-0.01981451 01JAN1997,0.06277898 01FEB1997,0.007752369 01MAR1997,-0.04165272 01APR1997,0.06027384 01MAY1997,0.06140064 01JUN1997,0.04410322 01JUL1997,0.08038764 01AUG1997,-0.05497012 01SEP1997,0.05388615 01OCT1997,-0.03260484 01NOV1997,0.04632092 01DEC1997,0.01714711 01JAN1998,0.01199363 01FEB1998,0.07195595 01MAR1998,0.05133564 01APR1998,0.01127549 01MAY1998,-0.01767412 01JUN1998,0.0409699 01JUL1998,-0.0101089 01AUG1998,-0.1431244 01SEP1998,0.06317615 01OCT1998,0.0801108 01NOV1998,0.06216503 01DEC1998,0.05967283 01JAN1999,0.04280011 01FEB1999,-0.03193455 01MAR1999,0.03897899 01APR1999,0.03755879 01MAY1999,-0.023162 01JUN1999,0.05443073 01JUL1999,-0.03021994 01AUG1999,-0.004988728 01SEP1999,-0.02807923 01OCT1999,0.06423803 01NOV1999,0.02082215 01DEC1999,0.06257874 01JAN2000,-0.04960637 01FEB2000,-0.01747049 01MAR2000,0.09849202 01APR2000,-0.03158458 01MAY2000,-0.02241224 01JUN2000,0.02621863 01JUL2000,-0.01199803 01AUG2000,0.06376137 01SEP2000,-0.05194258 01OCT2000,-0.004217262 01NOV2000,-0.0783155 01DEC2000,0.005664312 01JAN2001,0.03225232 01FEB2001,-0.09110747 01MAR2001,-0.06349941 01APR2001,0.07776605 01MAY2001,0.007033359 01JUN2001,-0.02441705 01JUL2001,-0.009329574 01AUG2001,-0.06343463 01SEP2001,-0.08042622 01OCT2001,0.01955833 01NOV2001,0.07878806 01DEC2001,0.009049609 01JAN2002,-0.01432143 01FEB2002,-0.01948139 01MAR2002,0.03757254 01APR2002,-0.06102109 01MAY2002,-0.007799893 01JUN2002,-0.0713472 01JUL2002,-0.07397465 01AUG2002,0.007043081 01SEP2002,-0.1090185 01OCT2002,0.08859929 01NOV2002,0.05902411 01DEC2002,-0.05883433 01JAN2003,-0.02657915 01FEB2003,-0.01524638 01MAR2003,0.01030759 01APR2003,0.08277372 01MAY2003,0.05325076 01JUN2003,0.01281586 01JUL2003,0.017932 01AUG2003,0.01959652 01SEP2003,-0.01073655 01OCT2003,0.05556035 01NOV2003,0.009259802 01DEC2003,0.05184164 01JAN2004,0.01907768 01FEB2004,0.01440326 01MAR2004,-0.01501144 01APR2004,-0.01558432 01MAY2004,0.01371121 01JUN2004,0.01949006 01JUL2004,-0.03293187 01AUG2004,0.003807327 01SEP2004,0.01081651 01OCT2004,0.01497261 01NOV2004,0.04056317 01DEC2004,0.03373373 01JAN2005,-0.02382419 01FEB2005,0.02115102 01MAR2005,-0.01724011 01APR2005,-0.01892555 01MAY2005,0.03173591 01JUN2005,0.001716826 01JUL2005,0.03737359 01AUG2005,-0.009159098 01SEP2005,0.008001387 01OCT2005,-0.01555206 01NOV2005,0.03836533 01DEC2005,-0.000060438 01JAN2006,0.02642563 01FEB2006,0.002425405 01MAR2006,0.01291099 01APR2006,0.01205801 01MAY2006,-0.02831766 01JUN2006,0.001558064 01JUL2006,0.005552961 01AUG2006,0.02416751 01SEP2006,0.02648548 01OCT2006,0.03251451 01NOV2006,0.01838137 01DEC2006,0.01375129