Financial Calculators
Cash Flow Analysis
Solves for the PRESENT VALUE of
an Irregular Cash Flow Stream.
Solves for the INTERNAL RATE OF RETURN on
a Irregular Cash Flow Stream (Single Column).
Solves for the INTERNAL RATE OF RETURN on
a Irregular Cash Flow Stream (Double Column).
Solves for the PAYBACK PERIOD for
an Irregular Cash Flow Stream.
Solves for the DISCOUNTED PAYBACK PERIOD on
a Irregular Cash Flow Stream.
Solves for the PROFITABILITY of
an Irregular Cash Flow Stream.
Loans/Annuities
(End of Period Payments)
Solves for the PAYMENT ON A LOAN,
assuming End of Period Payments.
Solves for the PRESENT VALUE of
a Stream of Payments.
Solves for the ANNUAL INTEREST RATE
on a Fully Amortized Loan.
Solves for the NUMBER OF PAYMENTS
needed to payoff a Loan Balance.
Solves for the FUTURE VALUE of
a specified Stream of Payments.
Solves for the PAYMENT REQUIRED to
reach a specified Future Value Amount.
Solves for the INTEREST RATE
on a Sinking Fund.
Solves for the NUMBER OF PERIODS required
for Payments to reach a Specified Value.
Solves for the IIRREGULAR FIRST
PAYMENT on a Loan.
Loans/Annuities
(Beginning of Period Payments)
Solves for the PAYMENT ON A LOAN
assuming Beginning of Period Payments.
Solves for the PRESENT VALUE of
a Stream of Payments.
Solves for the ANNUAL INTEREST RATE,
on a Fully Amortized Loan.
Solves for the NUMBER OF PAYMENTS needed
to pay off a Loan Balance.
Solves for the FUTURE VALUE of
a specified Stream of Payments.
Solves for the PAYMENT REQUIRED to
reach a Future Value Amount.
Solves for the ANNUAL INTEREST RATE needed
to reach a Future Dollar Value. 
Solves for the NUMBER OF PERIODS required for
Payments to reach a Specified Value.
Compound Interest
Solves for the FUTURE VALUE of
a Lump Sum Investment.
Solves for the LUMP SUM INVESTMENT is needed
today to reach a certain Future Value.
Solves for the FUTURE VALUE of
a Lump Sum Investment.
Solves for the ANNUAL EFFECTIVE INTEREST RATE
on an initial sum of money which
has grown to a Future Value.
Solves for the COMPOUNDED ANNUAL INTEREST RATE
on an initial sum of money that
has grown to a Future Value.
Solves for the NUMBER OF PERIODS needed to grow
an initial sum of money to a Future Value.
Solves for the NUMBER OF YEARS needed
to grow an initial sum of money.
Solves for the PRESENT VALUE
of a Future Amount.
Simple Interest
Solves for SIMPLE INTEREST RATE
on an Accumulated Sum.
Solves for the HOW LONG it
takes to accumulate a Future Sum.
Solves for amount of PRINCIPAL NEEDED NOW
to grow to a Specified Sum in the Future.
Discount Interest
Solves for amount of DISCOUNTED INTEREST
associated with a specific investment.
Solves for the AMOUNT OF MONEY given to
the borrower at the initiation of a Discount Loan.
Solves for the DISCOUNTED INTEREST RATE
associated with a specific investment.
Solves for the amount of TIME REQUIRED to
reach a dollar value equal to the
face value of the note/bond.
Solves for the FINAL PAYMENT, or proceeds,
from selling a T-Bill before maturity.
Interest Conversion
Convert DISCOUNT to Simple.
Convert SIMPLE to Discount.
Convert SIMPLE ANNUAL INTEREST to
Annual Effective Interest Rate.
Converts an ANNUAL EFFECTIVE RATE to
a Simple Annual Interest Rate.
Depreciation
Schedules
Solves for STRAIGHT LINE Depreciation.
Solves for SUM OF THE YEARS DIGITS
Depreciation.
Solves for DECLINING BALANCE Depreciation.
Bond Calculations
Solves for the CURRENT MARKET PRICE
of a bond.
Solves for the YIELD TO MATURITY
on Coupon Anniversary Date.
Solves for BOND DURATION.
Solves for the T-BILL RATE.
Solves for the T-BILL PURCHASE PRICE
as a Percent of Par.


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