Associate Professor of Finance
CEPR Research Affiliate
New York University Leonard N. Stern School of Business 44 West 4th Street, KCM 9-86 New York, NY 10012
tkuchler@stern.nyu.edu
Household Borrowing - Introduction
Slides
Recording of presentation
Regulating Consumer Financial Products: Evidence from Credit Cards
Sticking to Your Plan: The Role of Present Bias for Credit Card Debt Paydown
Private Information and Price Regulation in the US Credit Card Market
Repaying Consumer Debt and Increasing Savings After Retirement
Real Effects of Search Frictions in Consumer Credit Markets
Do Banks Pass Through Credit Expansions to Consumers who Want to Borrow?
Peer Effects in Household Finance - Introduction
Peer Effects in Product Adoption
Measuring Social Connectedness
The Economic Effects of Social Networks: Evidence from the Housing Market
Teachers Teaching Teachers: The Role of Workplace Peer Effects on Financial Decisions
Peer Financial Distress and Individual Leverage
Understanding Mechanisms Underlyine Peer Effects: Evidence from a Field Experiment on Financial Decisions
Social Networks, Reputation, and Commitment: Evidence from a Savings Monitors Field Experiment
Determinants & Effects of Household Expectations - Introduction
Personal Experiences and Expectations about Aggregate Outcomes
Five Facts about Beliefs and Portfolios
Overreaction and Working Memory
Betting on the House: Subjective Expectations and Market Choices
Expectations: From neuroscience to household finance and macroeconomics
Exposure to Grocery Prices and Inflation Expectations
Mortgage Borrowing and Default - Introduction
Asymmetric Infromation about Collateral Values
House Price Beliefs and Mortgage Leverage Choice
Selection, Leverage, and Default in the Mortgage Market
Competition and Incentives in Mortgage Markets: The Role of Broke
Why do Borrowers Default on Mortgages? A New Method for Causal Attribution
Regulating Household Leverage
Leverage Regulation and Market Structure: A Structural Model of the UK Mortgage Market
Climate Finance - Introduction
Hedging Climate Change Risk
Sea Level Rise and Municipal Bond Yields
Firm-level Climate Change Exposure
Very Long-Run Discount Rates
Climate Change and Long-Run Discount Rates: Evidence from Real Estate
Mortgage Markets with Climate-Change Risk: Evidence from Wildfires in California
Mortgage Finance in the Face of Rising Climate Risk